Judy Kristan was born and raised in a family of seven children in Muncie. Ind. Mom and dad were both musicians, and their children followed suit. Judy played piano and trumpet, and sang in the church choir. She attended Ball State University and graduated with a degree in music education. She had three sons in her first marriage, which took her the Chicago area. She met and married Jim thereafter. Judy then went back to school and earned an MBA from Keller Graduate School in Chicago. She lived in the Chicago area until about a year ago, when she and Jim moved here to be closer to two of Judy’s siblings as well as Jim’s two children in the Atlanta area. Jim has recently retired, but for the past six years Judy has been working as an on-line tax accountant with Beckley CPA PC headquartered in Plano, Tex. The couple lives in the Antiquity neighborhood of Cornelius. Judy sings in the Williamson’s Chapel UMC Praise Team, is active in a book club, and enjoys playing golf and exercising.